Description

Charges

Monthly Administration

Free

First Time Card Issuance

• Visa Classic Instant Card
• Visa Classic Non Instant Card
• Visa Exclusive Card
• TabunganKu

Free
IDR 10.000,-
Free
Free

Card Replacement fee for lost, broken, retained card, or forgotten PIN

• Visa Classic Instant Card
• Visa Classic Non Instant Card
• Visa Exclusive Card
• TabunganKu

Free
IDR 10.000,-
IDR 10.000,-
IDR 10.000,-

Card Replacement fee for replacing non-Visa ATM Card with Visa Debit Card

• Replacing Gold ATM Card with Exclusive Visa Debit Card
• Replacing Regular ATM Card and Smart Dompet with Instant Classic Visa Debit Card
• Replacing Regular ATM Card and Smart Dompet with Non Instant Classic Visa Debit Card

Free

Free

IDR 10.000,-

Cash Withdrawal:

• ATM Bank Sinarmas
• ALTO, ATM Bersama, Prima
• MEPS (Malaysia)
• VISA
  • Local
  • International

Free
Free

IDR 15.000,-
IDR 25.000,-
IDR 25.000,- + Exchange Rate Discrepancy

Cash Withdrawal via OTC (Over The Counter)

• ALTO, ATM Bersama, Prima/ BCA Network
• VISA
  • Local
  • International

N/A

IDR 25.000,-
IDR 25.000,- + Exchange Rate Discrepancy

Balance Inquiry:

• ATM Bank Sinarmas
• ALTO, ATM BERSAMA, Prima/ BCA Network
• VISA
  • Local
  • International

Free
IDR 3.500,-

IDR 6.000,-
IDR 6.000,-

Online Transfer via ATM:

• Between Bank Sinarmas customers at Sinarmas ATM
• Between Bank customers at local network ALTO, ATM Bersama, and Prima

Free
IDR 5.000,-

Prima Debit Transaction (Debit BCA):
- Purchase
- Void

Free
Free

Debit Visa Transaction:

• Purchase
  • Local
  • International
• Void
  • Local
  • International

Free
Exchange Rate Discrepancy

Free
 Exchange Rate Discrepancy

Declined transactions:

• ATM Bank Sinarmas
• ALTO, ATM Bersama, Prima, Prima Debit dan MEPS
• VISA (Local and International)
  • ATM Transactions
  • EDC / Debit Transactions

Free
IDR 2.000,-

IDR 6.000,-
IDR 2.000,-

Declined transaction at ALTO, ATM Bersama, MEPS, Prima and VISA ATM networks, and also Prima EDC:
Declined transaction fee will be charged to the customer if the transaction was declined because of incorrect PIN, incorrect PIN more than three times, insufficient fund, exceeded cash withdrawal limits, exceeded transfer limits, or exceeded limit of purchase by PIN.

* Transfer transaction to other bank at Bank Sinarmas ATM, declined because of incorrect PIN, incorrect PIN more than three times, insufficient fund, or exceeded transaction limits.

Declined transaction at Visa EDC:
Declined transaction fee will be charged to the customer if the transaction was declined because of insufficient fund or exceeded limit of purchase by signature.

Exchange Rate Discrepancy:
Applied for transactions made overseas using Visa network.