|
| Interest Rate |
|
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| Saving Account Sinarmas |
| |
| Statement |
Balance |
Interest Rate |
Saving Account Statement <= Rp 100.000,- |
0.00 % |
Saving Account Statement > Rp 100.000,- |
3.00 % |
|
| Passbook |
Balance |
Interest Rate |
Saving Passbook <= Rp 100.000,- |
0.00 % |
Saving Passbook > Rp 100.000,- |
2.00 % |
|
| |
| Sinarmas Saving Plan |
| |
Balance |
Interest Rate |
Sinarmas Saving Plan |
5.25 % |
|
| |
| Simas Valas Saving Account |
| |
Balance |
Interest Rate |
Simas Valas USD < USD 10.000 |
0.60 % |
Simas Valas USD >= USD 10.000 - USD 100.000 |
1.00 % |
Simas Valas USD > USD 100.000 |
1.25 % |
Simas Valas SGD < SGD 10.000 |
0.25 % |
Simas Valas SGD >= SGD 10.000 - SGD 100.000 |
0.25 % |
Simas Valas SGD > SGD 100.000 |
0.25 % |
Simas Valas CNY < CNY 5000 |
0.00 % |
Simas Valas CNY >= CNY 5000 - CNY100.000 |
0.15 % |
Simas Valas CNY > CNY 100.000 |
0.20 % |
Simas Valas AUD 200 - 2.500 |
0.00 % |
Simas Valas AUD > AUD 2.500 - 10.000 |
1.50 % |
Simas Valas AUD > AUD 10.000 |
2.50 % |
Simas Valas EUR <= EUR 500 |
0.00 % |
Simas Valas EUR > EUR 500 |
0.25 % |
|
| |
| Simas Gold Saving Account |
| |
Balance |
Interest Rate |
Simas Gold < Rp 10.000.000 |
0.00 % |
Simas Gold >= Rp 10.000.000 |
6.00 % |
|
| |
| Simas Prima (Bancassurance) ** |
| |
| Non Monthly Interest Paid |
Premi per polis |
1 months |
3 months |
6 months |
12 months |
24 months |
36 months |
> IDR 50.000.000 |
7.00 % p.a |
7.50 % p.a |
7.75 % p.a |
8.00 % p.a |
8.00 % p.a |
8.00 % p.a |
> USD 5.000 |
2.75 % p.a |
2.75 % p.a |
2.75 % p.a |
3.25 % p.a |
2.75 % p.a |
2.75 % p.a |
|
| Monthly Interest Paid |
Premi per polis |
1 months |
3 months |
6 months |
12 months |
24 months |
36 months |
> IDR 50.000.000 |
- |
7.00 % p.a |
7.25 % p.a |
7.50 % p.a |
7.50 % p.a |
7.50 % p.a |
> USD 5.000 |
- |
2.25 % p.a |
2.25 % p.a |
2.25 % p.a |
2.25 % p.a |
2.25 % p.a |
|
|
| ^ (valid 1 January to 15 January 2012) |
| Simas Stabil Link (Bancassurance) ** |
| |
| Non Monthly Interest Paid |
Balance |
1 months |
3 months |
6 months |
12 months |
24 months |
36 months |
IDR > 20.000.000 |
6.75 % p.a |
7.00 % p.a |
7.25 % p.a |
7.50 % p.a |
7.50 % p.a |
7.50 % p.a |
USD > 2.000 |
2.25 % p.a |
2.50 % p.a |
2.50 % p.a |
3.00 % p.a |
2.50 % p.a |
2.50 % p.a |
|
| Monthly Interest Paid |
Balance |
1 months |
3 months |
6 months |
12 months |
24 months |
36 months |
IDR > 20.000.000 |
- |
6.50 % p.a |
6.75 % p.a |
7.00 % p.a |
7.00 % p.a |
7.00 % p.a |
USD > 2.000 |
- |
2.00 % p.a |
2.00 % p.a |
2.00 % p.a |
2.00 % p.a |
2.00 % p.a |
|
| ^ (valid 1 January to 15 January 2012) |
| TabunganKU |
| |
Balance |
Interest Rate |
TabunganKU<= IDR 500.000 |
0.00 % |
TabunganKU > IDR 500.000 - IDR 1.000.000 |
0.25 % |
TabunganKU > IDR 1.000.000 |
1.00 % |
|
|
|
| Current Account |
|
| Currency |
Balance |
Interest Rate |
| USD |
> USD. 50,000 - 100,000 |
0.30 % |
| USD |
> USD. 10,000 - 50,000 |
0.20 % |
| USD |
<= USD. 10,000 |
0.00 % |
| USD |
> USD. 100,000 |
0.45 % |
| USD |
<= USD 500.00 |
0.00 % |
| USD |
> USD 500.00 |
0.15 % |
| SGD |
> SGD 10.000 |
0.25 % |
| SGD |
<= SGD 10.000 |
0.00 % |
| JPY |
> JPY 10.000 |
0.00 % |
| JPY |
<= JPY 10.000 |
0.00 % |
| IDR |
> IDR 2,000,000.00 s/d IDR 250,000,000.00 |
1.50 % |
| IDR |
> IDR 250,000,000.00 s/d IDR 1,000,000,000.00 |
2.50 % |
| IDR |
<= IDR 2,000,000.00 |
0.00 % |
| IDR |
> IDR 1,000,000,000.00 |
3.00 % |
| EUR |
<= Euro 500 |
0.00 % |
| EUR |
> Euro 500 |
0.25 % |
| CNY |
< CNY 7000 |
0.00 % |
| CNY |
>= CNY 7000 |
0.10 % |
| AUD |
<= AUD 10,000 |
0.00 % |
| AUD |
> AUD 500 |
0.00 % |
| AUD |
<= AUD 500 |
0.00 % |
| AUD |
> AUD 10,000 |
1.50 % |
|
|
|
|
| Time Deposits |
|
| Currency |
Value of Placement |
Time (months) |
| 1 |
3 |
6 |
12 |
| IDR |
< Rp 100.000.000.- |
6.50 % |
6.50 % |
6.50 % |
6.50 % |
| IDR |
>= Rp 100.000.000.- |
6.50 % |
6.50 % |
6.50 % |
6.50 % |
| USD |
>= 1,000 |
1.50 % |
1.50 % |
1.50 % |
1.50 % |
| AUD |
=> 2.000 |
3.50 % |
3.50 % |
3.50 % |
3.50 % |
| JPY |
=> 150.000 |
0.00 % |
0.00 % |
0.00 % |
0.00 % |
| CNY |
>= 10.000 |
0.38 % |
0.50 % |
0.63 % |
0.75 % |
|
|
|
| |
| KPM |
| |
| Period |
Interest Rate Level |
| 1 |
5.90 % p.a flat in advance |
| 2 |
6.90 % p.a flat in advance |
| 3 |
7.90 % p.a flat in advance |
| - |
0.00 % p.a flat in advance |
|
| |
| - KPM Interest Rate applicable to new and used cars |
| - Prepaid Installment (in
advance) |
| - Year of cars used cars up to 8 years to maturity credit |
| - Minimum ceiling of Rp 10.000.000, - and a maximum of 80% of OTR |
| - For commercial vehicles / trucks are not included KPM |
| - For refinancing car loan provision charge a flat 1% (excluding the cost of credit adm) |
|
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| |
* Indication On Call Deposit Interest Rate (For transactions please contact the nearest branch of Sinarmas Bank)
** Simas Prima and Simas Simas Stabillink is a product of PT. Life Insurance Sinarmas and NOT Bank products, so it is not guaranteed by Sinarmas Bank and are not included in the deposit guarantee by the government.
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