iB Simas Saving

First Deposit	: IDR 100.000,-
Minimum Balance	: IDR 50.000,-
Profit Share Minimum Balance	: IDR 50.000,-

Nisbah Table:

AKAD	NISBAH (Profit Share)		BONUS	EQUIVALENT RETURN	ACTUAL RETURN FEBRUARY 2012
AKAD	CUSTOMER	BANK	BONUS	EQUIVALENT RETURN	ACTUAL RETURN FEBRUARY 2012
Wadiah
Statement	Null	Null	Based on Profit Share Commitee Policy
Passbook	Null	Null	Based on Profit Share Commitee Policy
Mudharabah muthlaqah
Statement	31.25 %	68.75 %	Based on Profit Share Commitee Policy	4.25 %	4.53 %
Passbook	29.17 %	70.83 %	Based on Profit Share Commitee Policy	4.15 %	4.38 %

Fees and Charges:

25.00

AKAD	COMPONENT	FEES and CHARGES
Mudharabah Muthlaqah	Monthly Administration Charge (Statement)	IDR 3.000,-
	Monthly Administration Charge (Passbook)	IDR 6.000,-
	Penalty Under Minimum Balance	IDR 10.000,-
	Closing Accounts	IDR 50.000,-