Born in Blitar, on August 7, 1966.

He obtained in 1989 the degree of Bachelor in Economics, majoring in accounting, from the Brawijaya University, malang. then in 1999, he obtained his Master degree in Finance from Eka Unggul Indonesian university.

He started employment with Astra Credit Company for the 1990 - 1995 period.

From 1995 to 1997 he worked as a Marketing Manager at PT BII Finance Center and was promoted firstly of Area Manager fr the 1997 - 2002 period and then General Manager from 2002 to 2003.

He joined PT. Sinar Mas Multifinance in 2003 and appointed as Director until 2006

After having passed the fit and Proper Test from Bank Indonesia and through Shareholders Meeting on 9 March 2006, he was assigned as Credit and Marketing Director, and in the next Shareholders Meeting on 6 October 2006, he was then appointed as Human Resources and General Affair Director.