Card type of Bank Sinarmas Credit Card

  1. Platinum Cashback



  1. Corporate Platinum



Benefit of Bank Sinarmas Credit Card

  1. Free annual fee for a life time.

  2. Unlimited Cashback for all transaction for full payment bills.

  3. Discount and special offer for transaction at Simascard’s Merchant.

  4. Best exchange rate for overseas transaction.

  5. Flexible credit limit setting for supplementary cards.

  6. Billing statement delivery to your email address

  7. Free of charge SMS/E-mail notification for certain amount transaction

  8. Auto debt full payment to your Bank Sinarmas account to prevent late payment..


Requirement for Bank Sinarmas Cardholder :

  1. Individual (Indonesian/ Foreigner) min. 21 years old or already married.

  2. KTP/ Passport (Indonesian) or KITAS/ KIMS (Foreigner).

  3. Own Bank Sinarmas Account.


Requirement for Bank Sinarmas Supplement Cardholder :

  1. Individual (Indonesian/ Foreigner) min. 17 years old or already married.

  2. KTP/ Passport (Indonesian) or KITAS/ KIMS (Foreigner).


Requirement for Bank Sinarmas Corporate Cardholder :

  1. Company incorporated.

  2. Copy of financial reports (audited) for last 3 years, article of association and the latest amendment of articles of association, SIUP, TDP, NPWP and recidency permit.

  3. Copy of KTP Directors, Commissioners and employee.

Application can be submitted through your nearest branch.

Fees and Charges Bank Sinarmas Credit Card

No

Type

Card Type

Platinum

1.

Interest Charge


Retail

2.95%


Cash Advance

2.95%

2.

Card Replacement Charge

IDR 50.000

3.

Cash advance limit maximum in ATM/ day

IDR 10.000.000

4.

Cash Advance limit

Maximum 40% from Credit limit

5.

Cash Advance Fee

5% from cash advance nominal minimum IDR 50.000

6.

Late payment charge

3% from bill maximum IDR 150.000

7

Overlimit charge

IDR 100.000

8

Increase limit charge:


Temporary

Free


Permanent

Free

9

Copy Sales draft charge


Billing statement

Free


Sales Draft Local

IDR 25.000


Sales Draft Internasional

IDR 100.000

10

PIN Replacement Charge

Free

11

Reject Fee


Cek / Bilyet Giro

Free


Payment Instruction

Free

12

Changed Card Type Fee


Upgrade

Free


Downgrade

Free

13

Payment Charge


Bank Sinarmas Channel

Free


Bank Sinarmas Branch

Free


Other Bank Channel

Based on other bank policy

14

Dispute Handling Fee

IDR 50.000 per transaction


Note :

  1. Cash advance limit shall be determined by bank from time to time, refers to usage amount and your credit card payment pattern.

  2. Stamp duty fee will be charged for payment :


No

Payment

Fee

1

Payment < IDR 250.000

Free

2

Payment IDR 250.000 – IDR 1.000.000

IDR 3.000

3

Payment > IDR 1.000.000

IDR 6.000



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