Produk bancasurance


Asuransi Kecelakaan Diri

Why choose AsuransiKu

AsuransiKu is a product dedicated by PT. Bank Sinarmas Tbk. and PT Asuransi Simasnet which is personal accident insurance giving compensation to the heir due to the death or total permanent disability experienced by the insurance participant from an accident, except an accident due to suicide or committing a crime/against the law.

The benefits you can get

benefit 1 asuransiku Fast

The policy is issued immediately in 10 minutes.

benefit 2 asuransiku Low Cost

Only with 50,000/year premium, the participant will get compensation of 30,000,000 if died/sustained permanent disability.

benefit 3 asuransiku Easiness

The compensation will be paid fully even though the Participant or the Heir has received or will receive compensation or damages from other parties.

Other provisions

  • Currency: Rupiah
  • The Minimum Age of the Participant is 17 years and a Maximum of 65 years.
  • The insurance period is 1 (one) year and can be extended maximum until the Insured Person turns 65 years old
  • Premium Rp50,000,000
  • Sum Insured Rp 30,000,000
  • The Participant will get compensation if:
    • Died
    • Sustained Total Permanent Disability
      Total Permanent Disability includes:
      •  Loss of vision in both eyes, or
      •  Loss of or malfunctioning of both arms, or
      •  Loss of or malfunctioning of both legs, or
      •  Loss of or malfunctioning of: vision in 1 eye and 1 arm; vision in 1 eye and 1 leg; or 1 leg and 1 arm
        Total permanent disability can also be interpreted as insanity or total paralysis suffered by the Insured Person as the direct result of an accident guaranteed by the Policy.

*This product is not a product of the bank. Therefore, it is not guaranteed by the bank and not included in the object covered by the blanket guarantee program of the Government or the Indonesia Deposit Insurance Corporation.

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