Produk kartukredit

Virtual Platinum Personal Credit Card

Bebas penuhi gaya hidupmu lebih mudah dan nikmati beragam keuntungannya!

Why choose Platinum Personal Credit Card

Platinum Personal Credit Card is a Credit Card intended for the individual which is issued by Bank Sinarmas and can be used as a substitute for cash payment with Visa’s license.

  • Cash substitute
  • Free interest fee up to 45 days
  • Easiness in transaction abroad, in various foreign currencies
  • Easiness in arranging personal expenses

The benefits you can get

keuntungan 1 kartu kredit platinum Cashback

Get 0.5% cashback for retail transaction using Bank Sinarmas Platinum Personal Credit Card both in the country and abroad without restriction

keuntungan 2 kartu kredit platinum Discount

Enjoy the discounts at more than 20,000 merchants (partner’s booth) of Sinarmas

keuntungan 3 kartu kredit platinum Exchange Rate

Interesting for every transaction abroad

keuntungan 4 kartu kredit platinum Free Annual Fee

Enjoy free annual fee for life

Benefit 5 Kartu Kredit Platinum Enjoy Your Safe Online Transaction with 3D Secure 2.0

The e-commerce transaction service is secured by OTP (One Time Password) verification

How to Apply

  • 1Age limit of the Credit Card applicant :
    • Main Card: at least 21 years old or married
    • Additional Card: at least 17 years old or married
  • 2To have Bank Sinarmas savings account (rupiah) as the source of funds to pay for Credit Card auto-debit.
  • 3To have an email for sending the e-statement (Credit Card billing statement).
  • 4To attach the below documents :
    • Credit Card application form
    • A copy of ID card
      • Indonesian citizen: ID Card/Passport
      • Foreign citizen: Passport, Temporary Stay Permits/Temporary Residence Permits, and Recommendation Letter from the company
    • A copy if TIN
    • Salary slip/account mutation, at least the last 3 month/Annual Return Tax

Tariff and charges

RemarksAmount
Annual FeeMain Card: Free
Additional Card: Free
Interest fee for retail transaction and cash withdrawal2,25%/month or 26.95%/year
Card replacement feeRp50,000
Maximum cash withdrawal per day at ATM machinesSilver : Rp2,000,000
Gold & Platinum : Rp10.000.000
Cash withdrawal limitA maximum of 40% of the Credit Card limit
Cash withdrawal fee5% of the cash withdrawal amount or a minimum of Rp50,000 (which one is bigger)
Late payment fee3% of the total bill, a minimum of Rp50,000 and a maximum of Rp150,000
Overlimit feeRp100.000
Limit increase feeFree
Fee for changing the card typeUpgrade & downgrade : Free
Fee for a copy of Credit Card closing statementRp10.000
Fee for a copy ofMonthly Bill : Free
Local Sales Draft: Rp25,000
International Sales Draft: Rp100,000
Fee for PIN changingFree
Rejection feeCheck/Bilyet Giro : Free
Payment order: Free
Bill payment feeUsing Bank Sinarmas facilities : Free
Via Bank Sinarmas teller : Free
Using another bank’s facilities : In accordance with the sender’s bank
Dispute handling feeRp50,000 per transaction
Fee for a copy of Credit Card closing statementRp10,000

FAQ

Bagaimana cara pengajuan Kartu Kredit Virtual Platinum ?

Cara pengajuan Kartu Kredit Virtual Platinum dapat diajukan melalui aplikasi SimobiPlus.

Bagaimana cara aktivasi Kartu Kredit Bank Sinarmas?

Aktivasi kartu kredit dapat dilakukan melalui SimobiPlus atau menghubungi Bank Sinarmas CARE 1500153

Bagaimana cara pembayaran tagihan Kartu Kredit Virtual Platinum ?

Pembayaran tagihan Kartu Kredit Virtual Platinum Bank Sinarmas bisa dilakukan secara autodebet, transfer via ATM/SKN, via teller, via aplikasi SimobiPlus, via Internet Banking, dan channel lainnya yang dimiliki Bank Sinarmas.

Bagaimana cara untuk mengetahui tagihan Kartu Kredit Virtual Platinum ?

Tagihan kartu kredit Bank Sinarmas dapat diketahui :

  1. Dikirimkan melalui email (e-statement) pada saat tanggal cetak tagihan.
  2. Melalui internet banking dan mobile banking Bank Sinarmas.

Apakah ada batasan jangkauan untuk bertransaksi menggunakan Kartu Kredit Virtual Platinum ?

Tidak, Kartu Kredit Virtual Platinum dapat digunakan untuk transaksi di luar negeri ataupun transaksi online dengan fasilitas keamanan 3D Secure pada saat transaksi online serta kode OTP dikirimkan ke nomor handphone pemegang kartu.

Dokumen apa saja yang dibutuhkan untuk pengajuan Kartu Kredit Virtual Platinum ?

  • Kartu identitas yang masih berlaku yaitu E-KTP/Surat keterangan pengganti E-KTP
  • NPWP
  • Slip Gaji/SPT terakhir/ Mutasi rekening tabungan 3 bulan terakhir

Bisakah mengajukan Kartu Kredit Virtual tambahan ?

Bisa, jika pemegang kartu menginginkan kartu tambahan, maka harus mengajukan Kartu Kredit fisik dahulu (untuk Kartu Kredit virtual tetap bisa digunakan). Setelah itu, pemegang kartu dapat mengajukan kartu tambahan ke Kantor Cabang.

Bagaimana cara link Kartu Kredit Virtual Platinum ?

Kartu Kredit Virtual Platinum yang telah disetujui dapat di-link agar bisa digunakan untuk transaksi dengan cara berikut:

  • Buka aplikasi SimobiPlus
  • Pada menu Credit Card, klik "LINK CREDIT CARDS"
  • Kartu Kredit Virtual siap digunakan untuk bertransaksi

Apa saja fitur pengaturan Kartu Kredit Virtual yang bisa digunakan di SimobiPlus ?

Anda bisa menikmati kemudahan fitur di SimobiPlus untuk membuat PIN kartu, blokir/buka blokir kartu, melihat CVV code, dan mengajukan pencetakan kartu. Cek langkah selengkapnya di sini.

Jika nasabah terlambat bayar, biaya apa saja yang dikenakan ?

Jika setelah tanggal jatuh tempo tidak ada pembayaran, maka nasabah akan dikenakan biaya keterlambatan dan bunga sesuai dengan tarif dan biaya yang berlaku dari Bank Sinarmas.

Related Product

Bagikan          
Head Office Sinar Mas Land Plaza
Jl. M.H Thamrin kav 51,
Menara 1, Lantai 1 & 2,
Jakarta 10350 - Indonesia
Help Center FAQ Our Branch SBDK KARIR
Bank Sinarmas CARE 1500153
(021) 501 88888
Our Social Media                    
Bank Sinarmas is a member of Indonesia Deposit Insurance Corporation (Lembaga Penjamin Simpanan), registered with & supervised by OJK..
Link
Sinarmas Asset Management Terbaik Investasi Reksadana
Sinarmas Sekuritas Terbaik Online Trading Investasi Saham


© 2018 PT. Bank Sinarmas Tbk.

×
Butuh Bantuan?
Staff kami selalu siap membantu
Livechat
Bank Sinarmas CARE