Platinum Personal Credit Card is a Credit Card intended for the individual which is issued by Bank Sinarmas and can be used as a substitute for cash payment with Visa’s license.
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Cashback
Get 0.5% cashback for retail transaction using Bank Sinarmas Platinum Personal Credit Card both in the country and abroad without restriction |
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Discount
Enjoy the discounts at more than 20,000 merchants (partner’s booth) of Sinarmas |
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Exchange Rate
Interesting for every transaction abroad |
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Free Annual Fee
Enjoy free annual fee for life |
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Enjoy Your Safe Online Transaction with 3D Secure 2.0
The e-commerce transaction service is secured by OTP (One Time Password) verification |
Remarks | Amount |
---|---|
Annual Fee | Main Card: Free Additional Card: Free |
Interest fee for retail transaction and cash withdrawal | 2,25%/month or 26.95%/year |
Card replacement fee | Rp50,000 |
Maximum cash withdrawal per day at ATM machines | Silver : Rp2,000,000 Gold & Platinum : Rp10.000.000 |
Cash withdrawal limit | A maximum of 40% of the Credit Card limit |
Cash withdrawal fee | 5% of the cash withdrawal amount or a minimum of Rp50,000 (which one is bigger) |
Late payment fee | 3% of the total bill, a minimum of Rp50,000 and a maximum of Rp150,000 |
Overlimit fee | Rp100.000 |
Limit increase fee | Free |
Fee for changing the card type | Upgrade & downgrade : Free |
Fee for a copy of Credit Card closing statement | Rp10.000 |
Fee for a copy of | Monthly Bill : Free Local Sales Draft: Rp25,000 International Sales Draft: Rp100,000 |
Fee for PIN changing | Free |
Rejection fee | Check/Bilyet Giro : Free Payment order: Free |
Bill payment fee | Using Bank Sinarmas facilities : Free Via Bank Sinarmas teller : Free Using another bank’s facilities : In accordance with the sender’s bank |
Dispute handling fee | Rp50,000 per transaction |
Fee for a copy of Credit Card closing statement | Rp10,000 |
Cara pengajuan Kartu Kredit Virtual Platinum dapat diajukan melalui aplikasi SimobiPlus.
Aktivasi kartu kredit dapat dilakukan melalui SimobiPlus atau menghubungi Bank Sinarmas CARE 1500153
Pembayaran tagihan Kartu Kredit Virtual Platinum Bank Sinarmas bisa dilakukan secara autodebet, transfer via ATM/SKN, via teller, via aplikasi SimobiPlus, via Internet Banking, dan channel lainnya yang dimiliki Bank Sinarmas.
Tagihan kartu kredit Bank Sinarmas dapat diketahui :
Tidak, Kartu Kredit Virtual Platinum dapat digunakan untuk transaksi di luar negeri ataupun transaksi online dengan fasilitas keamanan 3D Secure pada saat transaksi online serta kode OTP dikirimkan ke nomor handphone pemegang kartu.
Bisa, jika pemegang kartu menginginkan kartu tambahan, maka harus mengajukan Kartu Kredit fisik dahulu (untuk Kartu Kredit virtual tetap bisa digunakan). Setelah itu, pemegang kartu dapat mengajukan kartu tambahan ke Kantor Cabang.
Kartu Kredit Virtual Platinum yang telah disetujui dapat di-link agar bisa digunakan untuk transaksi dengan cara berikut:
Anda bisa menikmati kemudahan fitur di SimobiPlus untuk membuat PIN kartu, blokir/buka blokir kartu, melihat CVV code, dan mengajukan pencetakan kartu. Cek langkah selengkapnya di sini.
Jika setelah tanggal jatuh tempo tidak ada pembayaran, maka nasabah akan dikenakan biaya keterlambatan dan bunga sesuai dengan tarif dan biaya yang berlaku dari Bank Sinarmas.
© 2018 PT. Bank Sinarmas Tbk.