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KUR Tenaga Kerja Indonesia

Kredit tanpa agunan (KTA) yang diberikan kepada Calon Tenaga Kerja Indonesia (TKI)

Why choose KUR Tenaga Kerja Indonesia

An unsecured loan (KTA) which is given to prospective Indonesian Overseas Worker (TKI) to reimburse the costs of obtaining documents, training and departure to placement in the destination country, with credit limit and term in accordance with the cost structure released by The National Board for the Placement and Protection of Indonesia Overseas Workers (BNP2TKI).

No Collateral, Credit Limit in accordance with the Cost Structure (CS) and allowing additional cost application in accordance with the Bank’s analysis, Interest Rates start from 0.4 % flat/month (KUR) 0.9 % flat/month (Non-KUR), and maximum Credit Term according to the contract term

The benefits you can get

benefit 1 kur tki Maximum Term

Maximum Credit Term in accordance with Contract Term
benefit 2 kur tki Maximum Limit

Maximum Credit Limit Rp25 Million
benefit 3 kur tki A Competitive Interest Rate

9% eff. p.a. Interest Rate (in accordance with KUR)
benefit 4 kur tki Free

No Collateral

How to apply

Submit the application on Bank Sinarmas website, or visit Bank Sinarmas Branch Office nearby by providing application requirements as follow:

  • 1Individual Customers, Indonesian Citizen.
  • 2Minimum Age of 18 Years Old.
  • 3A Copy of an e-ID Card of the prospective debtor.
  • 4A Copy of Family Registers.
  • 5A Copy valid Passport.
  • 6A Copy of Placement Agreement between the Indonesian Overseas Worker and the Employment Agency.
  • 7A Copy of Employment Agreement between the Indonesian Overseas Worker and the employer, issued by Indonesian Trade and Economic Office/Consulate General of the Republic of Indonesia/the Embassy in the placement country.
  • 8Application Letter to the Financial Institution.
  • 9Hasil BI Checking Positif (kolektibilitas 1) pada saat pengajuan kredit.
  • 10The KTA TKI Application Form has been filled in completely & signed by the prospective Indonesian Overseas Worker.

Tariff and charges

RemarksAmount
ProvisionN/A
Administration Fee3 % eff. x Credit Limit
Interest Rate9 % eff. p.a.
Bagikan          
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PT. Bank Sinarmas Tbk. berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) serta merupakan peserta penjaminan Lembaga Penjamin Simpanan (LPS).

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per Nasabah per bank adalah Rp2 miliar.
Untuk mengetahui tingkat suku bunga penjaminan LPS dapat dilihat di sini

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