Produk simpanan

Simpel Saving Account

Friends Saving Students

Why choose Simpanan Pelajar (SimPel) Savings Account

With Simpanan Pelajar Saving Account :
  1. The students are educated and encouraged to have savings habit
  2. The students get savings book in their own name.
  3. The students get an ATM card which can be used to withdraw cash or for shopping
  4. The more you save, the more prize you can get.
  5. Small initial deposit, Rp5,000 only.
  6. No administration fee

How to apply

  • 1 With or without collaboration between bank and school
  • 2 Fill in the account opening form, accompanied by parents
  • 3 Return the form to the teacher at school, or directly to Bank Sinarmas branch office
  • 4 Savings book and ATM card will be handed over through the teacher at school or directly in Bank Sinarmas branch office
  • 5 Initial deposit of Rp5,000-

Tariff and Charges

Initial DepositRp5.000,-
Administration feeFree
Minimum balanceRp5.000,-
Account closureRp5.000,-
Dormancy fee (monthly)Rp1.000,-

Product Terms

  • Specifically intended for PAUD/TK/RA, SD/MI, SMP/MTs, SMA/MA or equivalent students, both those who already have an E-KTP or don't have an E-KTP
  • With or without collaboration between bank and school
  • Only 1 Bank Sinarmas Simpel account allowed for one student
  • Joint account does not apply.
  • Deposit and withdrawal can be made in school, bank, and all Bank’s channels, including laku pandai agents.
  • A max. of 2 withdrawals/month
  • Cash withdrawal in school ≤ Rp250,000/withdrawal, except upon account closure. Cash withdrawal > Rp250.000,- can be made in Bank or Bank’s channels, including the Laku Pandai agent (Branchless Banking Service for Financial Inclusion).


Berapa bunga tabungan Simpanan Pelajar?
SaldoSuku Bunga (p.a.)
> Rp00.25%
Suku bunga dapat berubah sewaktu-waktu
Apakah Rekening Tabungan Simpanan Pelajar tersedia dalam mata uang asing?

Tidak, Rekening Tabungan Simpanan Pelajar hanya tersedia dalam mata uang Rupiah

Apakah Tabungan Simpanan Pelajar boleh joint account (and atau or)?

Tidak, rekening Simpanan Pelajar tidak diperkenankan untuk joint account "and" atau "or".

Apakah Rekening Simpanan Pelajar boleh dibuka oleh nasabah non-perorangan?

Tidak, Rekening Tabungan Simpanan Pelajar hanya tersedia dalam mata uang Rupiah

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