Business is getting ahead with Bank Sinarmas’ Microcredit.
We are ready to support your business with micro products:
| Product | Limit | Term | Interest Rate |
| Simas KUK | 50 million - 500 million | 6 months - 60 months | 0.9% - 1.25% flat p.m. |
| Simas UKM | >500 million - 2 billion | 6 months - 84 months | 15% - 17% flat p.a. |
Bank Sinarmas’ microcredit is credit intended to support every activity of your business as well as your business needs, such as :
Easy process (You call, here we come) and fast approval, in addition to the certainty of the competitive interest rate. Payment patterns can be term loan/demand loan/overdraft for a certain limit. Top Up is allowed in accordance with the needs and conditions.
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Many Branches
Microcredit service offices are located in several Functional Offices/Sub-branch Offices/Branches of Bank Sinarmas |
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Individual/Corporate
The Customer may apply on behalf of individuals or Legal/Business Entity in accordance with the product features |
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Payment
Payment pattern can be adjusted to the product features and paid anywhere, anytime, through a bank transfer |
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Fixed Interest Rate
The certainty of a fixed and competitive interest rate |
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Quick Process
Because we pick up every application from the Customer and process it in the microcredit service offices. |
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Top Up
Possible to apply Top Up in accordance with needs and conditions. |
Submit the application on Bank Sinarmas website, or visit Bank Sinarmas Branch Office nearby by providing application requirements as follow:
| Remarks | Amount | ||||
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| Product Provision |
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| Administration Fee |
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| Insurance | According to the partner’s insurance rate | ||||
| Notary Public | According to the partner’s insurance rate |
At all Functional Offices/Sub-branches/Branches of Bank Sinarmas who have microcredit service, such as Sumatera, Jabotabek, Java, Bali, Mataram, Makassar, Balikpapan
Everyone who runs a business, both on behalf of individuals and legal/business entity
On average 3 working days after the documents are received by Bank Sinarmas and declared complete
Yes, an overdraft facility is given to above 500 million limits in accordance with the business condition and allowing the revolving every 1 year
Export Import
Foreign Exchange Transaction
Business Loan
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