Kredit Tanpa Agunan dengan skema Value Chain Financing (Pembiayaan rantai Nilai)

Why choose KTS Simas Agri
The benefits
How to apply
Tariff and charges

Why choose KTS Simas Agri

An Unsecured Loan with Value Chain Financing scheme which is intended for individuals who are engaged in agricultural/animal husbandry/fisheries/plantation and recommended by the Third Parties for working capital/investment purpose

A Quick Process, Low Rates, Easy Requirements

The benefits you can get

	Term 6-to 60 Months Credit Term
	A Competitive Interest Rate 15% eff. p.a. Interest Rate
	No Collateral Without Collateral
	Credit Limit Credit Limit up to Ro200,000 million per farmer
	Collaboration There is a collaboration between Bank Sinarmas and the Third Parties as Seedling suppliers, Saprodi suppliers, and farmer/Customer’s crop buyers.

How to apply

Submit the application on Bank Sinarmas website, or visit Bank Sinarmas Branch Office nearby by providing application requirements as follow:

1Credit application that has been filled in and signed by the prospective debtor and spouse (if married).
2Copy of valid e-ID card of the debtor and spouse (if married)
3Copy of Family Registers
4Copy of Certificate of: Marriage/Divorce/Death
5TIN if the credit facility limit is above Rp50 million
6RAB AGRI (Agricultural Business Budget Plan)
7Reference Letter from the Third Party
8Business Certificate/Business Permit/Certificate of Business Domicile, or the like.

Tariff and charges

Remarks	Amount
Provision Fee	N/A
Administration Fee	Rp300,000
Interest Rate	15% eff. p.a.

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Head Office Sinar Mas Land Plaza
Jl. M.H Thamrin kav 51,
Menara 1, Lantai 1 & 2,
Jakarta 10350 - Indonesia

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Bank Sinarmas CARE 1500153
(021) 501 88888

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PT. Bank Sinarmas Tbk. berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) serta merupakan peserta penjaminan Lembaga Penjamin Simpanan (LPS).

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