Produk Pinjaman

KTA Simas Agri

Kredit Tanpa Agunan dengan skema Value Chain Financing (Pembiayaan rantai Nilai)

Why choose KTS Simas Agri

An Unsecured Loan with Value Chain Financing scheme which is intended for individuals who are engaged in agricultural/animal husbandry/fisheries/plantation and recommended by the Third Parties for working capital/investment purpose

A Quick Process, Low Rates, Easy Requirements

The benefits you can get

benefit 1 kta simas agri Term

6-to 60 Months Credit Term

benefit 2 kta simas agri A Competitive Interest Rate

15% eff. p.a. Interest Rate

benefit 3 kta simas agri No Collateral

Without Collateral

benefit 4 kta simas agri Credit Limit

Credit Limit up to Ro200,000 million per farmer

benefit 5 kta simas agri Collaboration

There is a collaboration between Bank Sinarmas and the Third Parties as Seedling suppliers, Saprodi suppliers, and farmer/Customer’s crop buyers.

How to apply

Submit the application on Bank Sinarmas website, or visit Bank Sinarmas Branch Office nearby by providing application requirements as follow:

  • 1Credit application that has been filled in and signed by the prospective debtor and spouse (if married).
  • 2Copy of valid e-ID card of the debtor and spouse (if married)
  • 3Copy of Family Registers
  • 4Copy of Certificate of: Marriage/Divorce/Death
  • 5TIN if the credit facility limit is above Rp50 million
  • 6RAB AGRI (Agricultural Business Budget Plan)
  • 7Reference Letter from the Third Party
  • 8Business Certificate/Business Permit/Certificate of Business Domicile, or the like.

Tariff and charges

Provision FeeN/A
Administration FeeRp300,000
Interest Rate15% eff. p.a.

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Jl. M.H Thamrin kav 51,
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Jakarta 10350 - Indonesia
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