BANK SINARMAS EXPANDS CUSTOMERS' INVESTMENT OPTIONS THROUGH STAR FIXED INCOME 4 KELAS UTAMA MUTUAL FUND

Jakarta, 9 June 2026 – Bank Sinarmas continues to strengthen its commitment to delivering innovative, transparent, and customer-centric investment solutions through the launch of the STAR Fixed Income 4 Kelas Utama Mutual Fund on Tuesday, 9 June 2026, at the Indonesia Stock Exchange. This fixed income mutual fund product is managed by PT Surya Timur Alam Raya Asset Management (STAR Asset Management) as the Investment Manager.

STAR Fixed Income 4 Kelas Utama is a mutual fund focused on fixed income instruments, allocating 80% to 100% of its portfolio to debt securities (bonds) and 0% to 20% to money market instruments. The investment strategy is designed to optimize consistent investment growth while maintaining prudent and measurable risk management. As a Kelas Utama category product, the mutual fund has specific administrative characteristics that distinguish it from other unit classes within the same product, with a focus on stability and medium- to long-term investment returns.

The launch of this product forms part of Bank Sinarmas' commitment to expanding the range of quality investment instruments available to customers, particularly priority banking customers seeking investment solutions with portfolios dominated by high-quality bonds. STAR Fixed Income 4 Kelas Utama offers competitive return potential and is marketed exclusively through Bank Sinarmas.

"With the launch of STAR Fixed Income 4 Kelas Utama, Bank Sinarmas aims to provide an alternative investment solution that helps customers achieve their financial goals in a more structured manner. This product reflects our ongoing commitment to delivering investment solutions that are relevant, transparent, and aligned with customer needs amid an increasingly dynamic market environment," said Frenky Tirtowijoyo, President Director of Bank Sinarmas.

Miko Andidjaja, Retail Banking Director of Bank Sinarmas, added, "Since 2023, Bank Sinarmas, in its capacity as an APERD, has recorded stable annual growth of 29% in investment product distribution activities, reflecting customers' growing trust and enthusiasm toward mutual funds as part of their asset management strategy."

The strategic collaboration between Bank Sinarmas, STAR Asset Management as the Investment Manager, and PT Bank CIMB Niaga Tbk as the Custodian Bank demonstrates a shared commitment to providing professional, transparent, and trusted investment services for investors.

Bank Sinarmas believes that access to professionally managed investment products is one of the key drivers in improving financial literacy and inclusion. Therefore, STAR Fixed Income 4 Kelas Utama is expected to become an investment option that delivers added value to customers while supporting the development of a more inclusive and accessible investment ecosystem.

"We hope this collaboration will provide relevant investment solutions for Bank Sinarmas customers, particularly those who prioritize long-term financial planning. For priority banking customers, the need for investment instruments that balance growth potential with prudent risk management has become increasingly important in building healthy and sustainable portfolios," concluded Miko Andidjaja.

With the support of experienced partners and a strong focus on investor needs, Bank Sinarmas is optimistic that this product will help customers build stronger and more sustainable investment portfolios to achieve their medium- and long-term financial goals.