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Nabung Pasti Dapat Hadiah
Pilih Sendiri Sesukamu

Periode program: 2 Januari s.d. 31 Desember 2025

Periode program iPhone 16 series: 8 April s.d. 31 Desember 2025

Mau bawa pulang hadiah mobil, motor, logam mulia, atau gadget baru? Semua bisa Anda dapatkan dengan menabung di Bank Sinarmas.

Yuk segera buka tabungannya sekarang dan pilih hadiahnya sesuai keinginan!

Skema Program 1 - Lock Dana Tabungan

Kendaraan (Vehicle)

Nasabah bebas memilih sendiri jenis kendaraan dengan nilai hadiah menyesuaikan ketentuan program.

Gadget

No. Jenis Hadiah Penempatan Dana
12 Bulan 24 Bulan 36 Bulan 48 Bulan 60 Bulan
1 Apple iPhone 16 128 GB Rp 484,000,000 Rp 242,000,000 Rp 162,000,000 Rp 121,000,000 Rp 97,000,000
2 Apple iPhone 16 256 GB Rp 552,000,000 Rp 276,000,000 Rp 184,000,000 Rp 138,000,000 Rp 111,000,000
3 Apple iPhone 16 512 GB Rp 659,000,000 Rp 330,000,000 Rp 220,000,000 Rp 165,000,000 Rp 132,000,000
4 Apple iPhone 16 Plus 128 GB Rp 538,000,000 Rp 269,000,000 Rp 180,000,000 Rp 135,000,000 Rp 108,000,000
5 Apple iPhone 16 Plus 256 GB Rp 605,000,000 Rp 303,000,000 Rp 202,000,000 Rp 152,000,000 Rp 121,000,000
6 Apple iPhone 16 Plus 512 GB Rp 713,000,000 Rp 357,000,000 Rp 238,000,000 Rp 179,000,000 Rp 143,000,000
7 Apple iPhone 16 Pro 128 GB Rp 619,000,000 Rp 310,000,000 Rp 207,000,000 Rp 155,000,000 Rp 124,000,000
8 Apple iPhone 16 Pro 256 GB Rp 686,000,000 Rp 343,000,000 Rp 229,000,000 Rp 172,000,000 Rp 138,000,000
9 Apple iPhone 16 Pro 512 GB Rp 794,000,000 Rp 397,000,000 Rp 265,000,000 Rp 199,000,000 Rp 159,000,000
10 Apple iPhone 16 Pro 1 TB Rp 847,000,000 Rp 424,000,000 Rp 283,000,000 Rp 212,000,000 Rp 170,000,000
11 Apple iPhone 16 Pro Max 256 GB Rp 726,000,000 Rp 363,000,000 Rp 242,000,000 Rp 182,000,000 Rp 146,000,000
12 Apple iPhone 16 Pro Max 512 GB Rp 861,000,000 Rp 431,000,000 Rp 287,000,000 Rp 216,000,000 Rp 173,000,000
13 Apple iPhone 16 Pro Max 1 TB Rp 968,000,000 Rp 484,000,000 Rp 323,000,000 Rp 242,000,000 Rp 194,000,000
14 Apple MacBook Pro M4 Max 16 inci (2024) 14 CPU, 20 CPU, 24GB RAM, 1TB Rp 1,156,000,000 Rp 578,000,000 Rp 386,000,000 Rp 289,000,000 Rp 232,000,000
15 Apple MacBook Pro M4 14 Pro inci (2024) 12 CPU, 16C GPU, 24GB RAM, 512GB Rp 968,000,000 Rp 484,000,000 Rp 323,000,000 Rp 242,000,000 Rp 194,000,000
16 Apple MacBook Air M2 13,6 inci (2024) 8C GPU, 16GB, 256GB Rp 484,000,000 Rp 242,000,000 Rp 162,000,000 Rp 121,000,000 Rp 97,000,000
17 Apple iPad Pro 13 Inci (2024) M4, Wi-Fi, 512GB Rp 847,000,000 Rp 424,000,000 Rp 283,000,000 Rp 212,000,000 Rp 170,000,000
18 Apple iPad Mini A17Pro 8,3 Inci, Wi-Fi 128GB Rp 285,000,000 Rp 143,000,000 Rp 95,000,000 Rp 72,000,000 Rp 57,000,000
19 Apple iMac (24 inci, M3, 2023) 8C CPU, 10C GPU, 8 GB RAM, 512GB, 4 Port Rp 807,000,000 Rp 404,000,000 Rp 269,000,000 Rp 202,000,000 Rp 162,000,000
20 Apple Watch Ultra 2 GPS 49mm Rp 417,000,000 Rp 209,000,000 Rp 139,000,000 Rp 105,000,000 Rp 84,000,000
21 AirPods Max USB-C Rp 269,000,000 Rp 135,000,000 Rp 90,000,000 Rp 68,000,000 Rp 54,000,000
22 AirPods 4 with Active Noise Cancellation Rp 108,000,000 Rp 54,000,000 Rp 36,000,000 Rp 27,000,000 Rp 22,000,000
23 AirPods 4 Rp 81,000,000 Rp 41,000,000 Rp 27,000,000 Rp 21,000,000 Rp 17,000,000
24 Samsung A56 5G 8/128GB Rp 194,000,000 Rp 97,000,000 Rp 65,000,000 Rp 49,000,000 Rp 39,000,000
25 Samsung A56 5G 8/256GB Rp 207,000,000 Rp 104,000,000 Rp 69,000,000 Rp 52,000,000 Rp 42,000,000
26 Samsung Galaxy S25 256 GB Rp 484,000,000 Rp 242,000,000 Rp 162,000,000 Rp 121,000,000 Rp 97,000,000
27 Samsung Galaxy S25 512 GB Rp 538,000,000 Rp 269,000,000 Rp 180,000,000 Rp 135,000,000 Rp 108,000,000
28 Samsung Galaxy S25+ 256 GB Rp 565,000,000 Rp 283,000,000 Rp 189,000,000 Rp 142,000,000 Rp 113,000,000
29 Samsung Galaxy S25+ 512 GB Rp 646,000,000 Rp 323,000,000 Rp 216,000,000 Rp 162,000,000 Rp 130,000,000
30 Samsung Galaxy S25 Ultra 256 GB Rp 699,000,000 Rp 350,000,000 Rp 233,000,000 Rp 175,000,000 Rp 140,000,000
31 Samsung Galaxy S25 Ultra 512 GB Rp 753,000,000 Rp 377,000,000 Rp 251,000,000 Rp 189,000,000 Rp 151,000,000
32 Samsung Galaxy Z Flip6 256 GB Rp 498,000,000 Rp 249,000,000 Rp 166,000,000 Rp 125,000,000 Rp 100,000,000
33 Samsung Galaxy Z Flip6 512 GB Rp 552,000,000 Rp 276,000,000 Rp 184,000,000 Rp 138,000,000 Rp 111,000,000
34 Samsung Galaxy Z Fold6 256 GB Rp 740,000,000 Rp 370,000,000 Rp 247,000,000 Rp 185,000,000 Rp 148,000,000
35 Samsung Galaxy Z Fold6 512 GB Rp 794,000,000 Rp 397,000,000 Rp 265,000,000 Rp 199,000,000 Rp 159,000,000
36 Samsung Galaxy Tab S10+ 256 GB (5G) Rp 565,000,000 Rp 283,000,000 Rp 189,000,000 Rp 142,000,000 Rp 113,000,000
37 Samsung Galaxy Tab S10 Ultra 256 GB (5G) Rp 646,000,000 Rp 323,000,000 Rp 216,000,000 Rp 162,000,000 Rp 130,000,000
38 Samsung Galaxy Watch 7 40mm Rp 135,000,000 Rp 68,000,000 Rp 45,000,000 Rp 34,000,000 Rp 27,000,000
39 Samsung Galaxy Buds3 Pro Rp 103,000,000 Rp 52,000,000 Rp 35,000,000 Rp 26,000,000 Rp 21,000,000
40 Garmin Fenix 8 Sapphire AMOLED 47mm Rp 560,000,000 Rp 280,000,000 Rp 187,000,000 Rp 140,000,000 Rp 112,000,000
41 Garmin Fenix 8 Sapphire AMOLED 51mm Rp 608,000,000 Rp 304,000,000 Rp 203,000,000 Rp 152,000,000 Rp 122,000,000

Logam Mulia

No Jenis Hadiah Penempatan Dana
12 Bulan 24 Bulan 36 Bulan 48 Bulan 60 Bulan
1 Logam Mulia 1 gram Rp 68,000,000 Rp 34,000,000 Rp 23,000,000 Rp 17,000,000 Rp 14,000,000
2 Logam Mulia 3 gram Rp 189,000,000 Rp 95,000,000 Rp 63,000,000 Rp 48,000,000 Rp 38,000,000
3 Logam Mulia 5 gram Rp 310,000,000 Rp 155,000,000 Rp 104,000,000 Rp 78,000,000 Rp 62,000,000
4 Logam Mulia 10 gram Rp 619,000,000 Rp 310,000,000 Rp 207,000,000 Rp 155,000,000 Rp 124,000,000

Home Living

No Jenis Hadiah Penempatan Dana
12 Bulan 24 Bulan 36 Bulan 48 Bulan 60 Bulan
1 Samsonite Koper Hardcase Volant 3Pcs Set (20,25,28 Inch) Rp 484,000,000 Rp 242,000,000 Rp 162,000,000 Rp 121,000,000 Rp 97,000,000
2 Samsonite Koper Hardcase Starren 3Pcs Set (20,25,28 Inch) Rp 417,000,000 Rp 209,000,000 Rp 139,000,000 Rp 105,000,000 Rp 84,000,000
3 Samsonite Koper Hardcase Apinex Large 28 Inch Rp 189,000,000 Rp 95,000,000 Rp 63,000,000 Rp 48,000,000 Rp 38,000,000
4 Samsonite Koper Hardcase Zipprix FT Spinner 25 Inch EXP FT Gun Metal Rp 175,000,000 Rp 88,000,000 Rp 59,000,000 Rp 44,000,000 Rp 35,000,000

Skema Program 2 - Lock Dana Tabungan + Simas TARA

Kendaraan (Vehicle)

Nasabah bebas memilih sendiri jenis kendaraan dengan nilai hadiah menyesuaikan ketentuan program.

Gadget

No. Jenis Hadiah Lock Dana
Tabungan Simas Gold		 + Setoran Simas TARA/Bulan
12 Bulan 36 Bulan 60 Bulan 84 Bulan 120 Bulan
1 Apple iPhone 16 128 GB Rp 23,000,000 + Rp 73,900,000 Rp 8,600,000 Rp 3,100,000 Rp 1,600,000 Rp 800,000
2 Apple iPhone 16 256 GB Rp 26,000,000 + Rp 84,200,000 Rp 9,700,000 Rp 3,500,000 Rp 1,800,000 Rp 900,000
3 Apple iPhone 16 512 GB Rp 31,000,000 + Rp 100,700,000 Rp 11,600,000 Rp 4,200,000 Rp 2,200,000 Rp 1,100,000
4 Apple iPhone 16 Plus 128 GB Rp 25,500,000 + Rp 82,200,000 Rp 9,500,000 Rp 3,400,000 Rp 1,800,000 Rp 900,000
5 Apple iPhone 16 Plus 256 GB Rp 28,500,000 + Rp 92,500,000 Rp 10,700,000 Rp 3,900,000 Rp 2,000,000 Rp 1,000,000
6 Apple iPhone 16 Plus 512 GB Rp 34,000,000 + Rp 108,800,000 Rp 12,600,000 Rp 4,500,000 Rp 2,300,000 Rp 1,100,000
7 Apple iPhone 16 Pro 128 GB Rp 29,000,000 + Rp 94,500,000 Rp 10,900,000 Rp 4,000,000 Rp 2,000,000 Rp 1,000,000
8 Apple iPhone 16 Pro 256 GB Rp 32,500,000 + Rp 104,700,000 Rp 12,100,000 Rp 4,400,000 Rp 2,200,000 Rp 1,100,000
9 Apple iPhone 16 Pro 512 GB Rp 37,500,000 + Rp 121,200,000 Rp 14,000,000 Rp 5,100,000 Rp 2,600,000 Rp 1,300,000
10 Apple iPhone 16 Pro 1 TB Rp 40,000,000 + Rp 129,400,000 Rp 15,000,000 Rp 5,400,000 Rp 2,800,000 Rp 1,400,000
11 Apple iPhone 16 Pro Max 256 GB Rp 34,000,000 + Rp 111,000,000 Rp 12,800,000 Rp 4,600,000 Rp 2,400,000 Rp 1,200,000
12 Apple iPhone 16 Pro Max 512 GB Rp 40,500,000 + Rp 131,500,000 Rp 15,200,000 Rp 5,500,000 Rp 2,800,000 Rp 1,400,000
13 Apple iPhone 16 Pro Max 1 TB Rp 45,500,000 + Rp 147,900,000 Rp 17,100,000 Rp 6,200,000 Rp 3,100,000 Rp 1,500,000
14 Apple MacBook Pro M4 Max 16 inci (2024) 14 CPU, 20 CPU, 24GB RAM, 1TB Rp 54,500,000 + Rp 176,600,000 Rp 20,400,000 Rp 7,300,000 Rp 3,700,000 Rp 1,800,000
15 Apple MacBook Pro M4 14 Pro inci (2024) 12 CPU, 16C GPU, 24GB RAM, 512GB Rp 45,500,000 + Rp 147,900,000 Rp 17,100,000 Rp 6,200,000 Rp 3,100,000 Rp 1,500,000
16 Apple MacBook Air M2 13,6 inci (2024) 8C GPU, 16GB, 256GB Rp 23,000,000 + Rp 73,900,000 Rp 8,600,000 Rp 3,100,000 Rp 1,600,000 Rp 800,000
17 Apple iPad Pro 13 Inci (2024) M4, Wi-Fi, 512GB Rp 40,000,000 + Rp 129,400,000 Rp 15,000,000 Rp 5,400,000 Rp 2,800,000 Rp 1,400,000
18 Apple iPad Mini A17Pro 8,3 Inci, Wi-Fi 128GB Rp 13,500,000 + Rp 43,600,000 Rp 5,100,000 Rp 1,800,000 Rp 1,000,000 Rp 500,000
19 Apple iMac (24 inci, M3, 2023) 8C CPU, 10C GPU, 8 GB RAM, 512GB, 4 Port Rp 38,000,000 + Rp 123,300,000 Rp 14,200,000 Rp 5,100,000 Rp 2,600,000 Rp 1,300,000
20 Apple Watch Ultra 2 GPS 49mm Rp 20,000,000 + Rp 63,600,000 Rp 7,400,000 Rp 2,700,000 Rp 1,400,000 Rp 700,000
21 AirPods Max USB-C Rp 13,000,000 + Rp 41,100,000 Rp 4,800,000 Rp 1,700,000 Rp 900,000 Rp 500,000
22 AirPods 4 with Active Noise Cancellation Rp 5,500,000 + Rp 16,400,000 Rp 1,900,000 Rp 700,000 Rp 400,000 Rp 200,000
23 AirPods 4 Rp 4,000,000 + Rp 12,300,000 Rp 1,500,000 Rp 600,000 Rp 300,000 Rp 200,000
24 Samsung A56 5G 8/128GB Rp 9,500,000 + Rp 29,600,000 Rp 3,400,000 Rp 1,300,000 Rp 700,000 Rp 300,000
25 Samsung A56 5G 8/256GB Rp 10,000,000 + Rp 31,600,000 Rp 3,700,000 Rp 1,300,000 Rp 700,000 Rp 400,000
26 Samsung Galaxy S25 256 GB Rp 23,000,000 + Rp 73,900,000 Rp 8,600,000 Rp 3,100,000 Rp 1,600,000 Rp 800,000
27 Samsung Galaxy S25 512 GB Rp 25,500,000 + Rp 82,200,000 Rp 9,500,000 Rp 3,400,000 Rp 1,800,000 Rp 900,000
28 Samsung Galaxy S25+ 256 GB Rp 27,000,000 + Rp 86,200,000 Rp 10,000,000 Rp 3,600,000 Rp 1,800,000 Rp 900,000
29 Samsung Galaxy S25+ 512 GB Rp 30,500,000 + Rp 98,600,000 Rp 11,400,000 Rp 4,100,000 Rp 2,100,000 Rp 1,000,000
30 Samsung Galaxy S25 Ultra 256 GB Rp 33,000,000 + Rp 106,900,000 Rp 12,300,000 Rp 4,500,000 Rp 2,300,000 Rp 1,100,000
31 Samsung Galaxy S25 Ultra 512 GB Rp 35,500,000 + Rp 115,000,000 Rp 13,300,000 Rp 4,800,000 Rp 2,500,000 Rp 1,200,000
32 Samsung Galaxy Z Flip6 256 GB Rp 23,500,000 + Rp 76,000,000 Rp 8,800,000 Rp 3,200,000 Rp 1,900,000 Rp 1,000,000
33 Samsung Galaxy Z Flip6 512 GB Rp 26,000,000 + Rp 84,200,000 Rp 9,700,000 Rp 3,500,000 Rp 1,800,000 Rp 900,000
34 Samsung Galaxy Z Fold6 256 GB Rp 35,000,000 + Rp 113,000,000 Rp 13,100,000 Rp 4,700,000 Rp 2,400,000 Rp 1,200,000
35 Samsung Galaxy Z Fold6 512 GB Rp 37,500,000 + Rp 121,200,000 Rp 14,000,000 Rp 5,100,000 Rp 2,600,000 Rp 1,300,000
36 Samsung Galaxy Tab S10+ 256 GB (5G) Rp 27,000,000 + Rp 86,300,000 Rp 10,000,000 Rp 3,600,000 Rp 1,800,000 Rp 900,000
37 Samsung Galaxy Tab S10 Ultra 256 GB (5G) Rp 30,500,000 + Rp 98,600,000 Rp 11,400,000 Rp 4,100,000 Rp 2,100,000 Rp 1,000,000
38 Samsung Galaxy Watch 7 40mm Rp 6,500,000 + Rp 20,600,000 Rp 2,400,000 Rp 900,000 Rp 500,000 Rp 300,000
39 Samsung Galaxy Buds3 Pro Rp 5,000,000 + Rp 15,600,000 Rp 1,800,000 Rp 700,000 Rp 400,000 Rp 200,000
40 Garmin Fenix 8 Sapphire AMOLED 47mm Rp 26,500,000 + Rp 85,400,000 Rp 9,900,000 Rp 3,600,000 Rp 1,800,000 Rp 900,000
41 Garmin Fenix 8 Sapphire AMOLED 51mm Rp 29,000,000 + Rp 92,800,000 Rp 10,700,000 Rp 3,900,000 Rp 2,000,000 Rp 1,000,000

Logam Mulia

No. Jenis Hadiah Lock Dana Tabungan Simas Gold + Setoran Simas TARA/Bulan
12 Bulan 36 Bulan 60 Bulan 84 Bulan 120 Bulan
1 Logam Mulia 1 gram Rp 3,500,000 + Rp 10,300,000 Rp 1,200,000 Rp 500,000 Rp 300,000 Rp 100,000
2 Logam Mulia 3 gram Rp 9,000,000 + Rp 28,800,000 Rp 3,400,000 Rp 1,200,000 Rp 600,000 Rp 300,000
3 Logam Mulia 5 gram Rp 15,000,000 + Rp 47,200,000 Rp 5,500,000 Rp 2,000,000 Rp 1,000,000 Rp 500,000
4 Logam Mulia 10 gram Rp 29,000,000 + Rp 94,500,000 Rp 10,900,000 Rp 4,000,000 Rp 2,000,000 Rp 1,000,000

Home Living

No. Jenis Hadiah Lock Dana Tabungan Simas Gold + Setoran Simas TARA/Bulan
12 Bulan 36 Bulan 60 Bulan 84 Bulan 120 Bulan
1 Samsonite Koper Hardcase Volant 3Pcs Set (20,25,28 Inch) Rp 23,000,000 + Rp 73,900,000 Rp 8,600,000 Rp 3,100,000 Rp 1,600,000 Rp 800,000
2 Samsonite Koper Hardcase Starren 3Pcs Set (20,25,28 Inch) Rp 20,000,000 + Rp 63,600,000 Rp 7,400,000 Rp 2,700,000 Rp 1,400,000 Rp 700,000
3 Samsonite Koper Hardcase Apinex Large 28 Inch Rp 9,000,000 + Rp 28,800,000 Rp 3,400,000 Rp 1,200,000 Rp 600,000 Rp 300,000
4 Samsonite Koper Hardcase Zipprix FT Spinner 25 Inch EXP FT Gun Metal Rp 8,500,000 + Rp 26,700,000 Rp 3,100,000 Rp 1,100,000 Rp 600,000 Rp 300,000

Syarat dan Ketentuan Promo:

  1. 1 (Satu) nasabah dapat mengikuti lebih dari 1 (satu) paket program.
  2. Program berlaku untuk Nasabah baru (yang belum pernah buka Tabungan Simas Gold) dan Nasabah Existing (yang sudah memiliki Tabungan Simas Gold)
  3. Dana yang di-lock akan ditempatkan pada Tabungan Simas Gold, yang merupakan rekening sumber dana untuk pendebetan Simas TARA.
  4. Pembukaan rekening Simas TARA dan lock dana pada Tabungan Simas Gold wajib dilakukan pada hari dan jangka waktu yang sama.
  5. Hadiah diberikan maksimal H+30 (hari kerja) sejak keikutsertaan program dan warna hadiah sesuai dengan ketersediaan yang ada atau sesuai dengan ketersediaan dan SLA dari masing-masing vendor.
  6. Pengambilan hadiah hanya dapat dilakukan di kantor cabang asal Nasabah mengikuti program.
  7. Nasabah atau Ahli Waris (jika Nasabah meninggal dunia) akan dikenakan penalti apabila:
    • Break lock dana sebelum jatuh tempo
    • Penutupan rekening Simas Gold dan/atau Simas TARA yang diikutsertakan dalam program sebelum jatuh tempo
    • Penutupan rekening Simas TARA karena gagal debet sebanyak 3 (tiga) kali
    • Penutupan rekening sebelum jatuh tempo karena Nasabah meninggal dunia
  8. Biaya penalti program Klik Di Sini
  9. Hadiah bergaransi resmi, Bank Sinarmas tidak bertanggung jawab atas mutu atau kualitas hadiah. Hal-hal yang menyangkut keluhan atas mutu atau kualitas hadiah harus ditujukan langsung ke distributor resmi dari hadiah tersebut.
Bagikan          

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PT. Bank Sinarmas Tbk. berizin dan diawasi oleh Otoritas Jasa Keuangan (OJK) dan Bank Indonesia (BI) serta merupakan peserta penjaminan Lembaga Penjamin Simpanan (LPS).

Maksimum nilai simpanan yang dijamin LPS
per Nasabah per bank adalah Rp2 miliar.
Untuk mengetahui tingkat suku bunga penjaminan LPS dapat dilihat di sini

Link
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