Bank Sinarmas Simas Gold

Why choose Simas Gold Savings Account
The benefits you can get
How to apply
Tariff and charges
FAQ

Why choose Simas Gold Savings Account

Simas Gold Savings Account delivers a maximum investment return for your Saving Accounts :

A small initial deposit
A small administration fee
A competitive interest rate
Enjoy various attractive programs from Bank Sinarmas

The benefits you can get

	Transaction Security Bank Sinarmas’ ATM/Debit Card is equipped with chip technology to make your transactions safer and more comfortable
	A Wide Networking Easiness in transactions, both in the country and abroad: Cash withdrawal at ATM machines with logos Bank Sinarmas, ALTO, Prima, ATM BCA, ATM Bersama, UnionPay Shopping at EDC machines with logos Bank Sinarmas, Debit BCA, Prima Debit, and UnionPay Transfer at ATM machines with logos Bank Sinarmas, ALTO, Prima, ATM Bersama
	Transaction anywhere, any time Easy transaction with the access of Simobi/SimobiPlus, Internet Banking, SMS/Email notification, Phone Banking
	Free Transaction Free cash withdrawal fee at all ATM machines with logos ALTO, ATM Bersama, ATM BCA, PRIMA ) Free shopping transaction fee at all EDC machines with logos Prima Debit dan Debit BCA Free transaction fee at all ATM and EDC machines of Bank Sinarmas No monthly administration fee for ATM/Debit card ) If the effective balance before the transaction is Rp5,000,000
	Enjoy the Discount Discount at Simas Card merchants throughout Indonesia Discount at Travel Mate China merchants in China Discount at Travel Mate Asia merchants in Asian countries

How to apply

1Fill in an account opening form
2Enclose the copy of ID card and TIN
3Download Simas Gold Savings Account opening form
Get Simas Gold Savings Account now and enjoy the attractive promos
Visit the Nearest Locations

Tariff and charges

Remarks	Amount
Account Opening Initial Deposit	Rp500.000,-
Minimum Balance	Rp100.000,-
Monthly Administration Fee	Rp10.000,-
Below minimum balance penalty	Rp10.000,-
Account Closure	Rp100.000,-
Dormancy Fee	Rp20.000,-

FAQ

Berapa bunga Tabungan Simas Gold?

Saldo	Suku Bunga (p.a.)
≤ Rp1 Juta	0.00%
> Rp1 Juta	0.10%

Suku bunga dapat berubah sewaktu-waktu

Apakah nasabah boleh memiliki lebih dari 1 (satu) rekening Simas Gold?

Apakah Simas Gold boleh dibuka atas nama rekening gabungan?

Boleh. Tabungan Sinarmas boleh dibuka secara gabungan (joint account) dengan menggunakan "and" atau "or"

Apakah Simas Gold boleh dibuka atas nama nasabah non-perorangan?

Tidak boleh. Semua jenis Tabungan tidak diperbolehkan untuk nasabah non-perorangan.

Apakah Simas Gold tersedia dalam mata uang asing?

Tidak. Simas Gold hanya tersedia dalam mata uang Rupiah.

Berapakah limit transaksi harian Kartu ATM UnionPay Simas Gold?

No	Jenis Transaksi	Limit Transaksi
1	Penarikan tunai di ATM*	Rp 15 Juta
2	Transfer antar rekening Bank Sinarmas di mesin ATM Sinarmas	Rp. 2 Milyar
3	Transfer online ke bank lain	Rp 50 juta
4	Setor tunai di mesin CRM**	Rp 10 juta
5	belanja	Rp 25 juta

* Maksimum penarikan 30 lembar/transaksi, **Maksimum setor tunai 50 lembar/transaksi

Apa yang dimaksud Biaya Dorman?

Biaya yang akan dikenakan kepada nasabah apabila selama 6 bulan tidak ada transaksi (rekening tidak aktif)

Berapa limit belanja kartu ATM UnionPay Gold?

Kartu ATM UnionPay Gold bisa digunakan untuk transaksi belanja sebesar Rp 2milyar/hari (Rp500 juta/transaksi) di merchant Prima Debit dan China UnionPay.